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Commercial Loans
When a business borrows money from bank for working capital, to finance equipment, or as an asset-based loan to finance inventory and receivables, it's a commerial loan. Businesses also use banks to finance real estate, but that's a real estate loan, collateralized by the real estate.
There are several types of commercial bank loans, but the term loan is most common. This loan is for a specific number of days, typically 30 to 180, for working capital. Depending on the financial strength of the borrower, including the company and the individual, the term loan may or may not have to be secured by specific collateral.
Expect the bank to charge an origination fee in addition to the interest. Most commercial loans require collateral and, for small businesses especially, a personal guarantee by the buisness owner.
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Who are Angel Investors?
Angel Investors provide a pooled investment offer for a startup, or booming expansion of a business.
 Learn More
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Who are Venture Capitalists?
Venture Capital is another form of raising financing for businesses of all sizes. Small business owners can secure business financing through venture capital.
Continue
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Business Loans
In the world of business financing and small business loans a business has the ability to build a credit score for itself that is not associated with personal credit.
See Why
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Background and Experience
Ilya Bodner
James W. Moore
Felipe Catano
Rob Rinaldi
Jaime Cardinal
Brandon Sarratt
Jonathan Linn
Tyler Pratt
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