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Privacy Policy
Initial Underwriters Group is dedicated to protecting
the privacy of your information. Initial Underwriters
Group's mission is to enable individuals and organizations
to establish trusting relationships based on respect for
personal identity and information by promoting the use
of fair information practices. This privacy statement
covers the site www.initialunderwritersgroup.org. We do
not sell or share your information with third party marketers.
So, there is no need for you to ask us not to. In fact,
there is no need for you to opt-out of any information
sharing because, unlike most financial institutions, we
provide you with an opt-in. This means we won't share
your information unless you explicitly tell us to, even
though the law allows financial institutions to share
your information unless and until you tell them not to.
Additionally, although the law allows financial institutions
to share your information with other financial institutions
under a "joint marketing agreement" without your consent,
we don't. Because we feel that current laws are inadequate
in protecting your privacy, we've taken the liberty of
providing you more privacy protections than the law requires.
Now that you know some things we don't do, here's what
we do:
WE SHARE YOUR PERSONAL INFORMATION:
When you explicitly instruct us (opt-in) to forward your
application to another lender that may be able to help
you in the event we are unable to offer you a product
that meets your needs.
With companies involved in the loan or banking process
such as appraisers or title companies.
With service providers that assist us with processes or
functions.
As required by law.
WE SEND YOU COMMUNICATIONS:
During the loan process as necessary to complete the transaction.
To assist you with your debt management or recommend loan
products, which you may opt-out of when your first open
an account or anytime you receive the Initial Underwriters
Group email by clicking on the unsubscribe link.
As necessary to update you on the status of your accounts.
WE PROTECT YOUR INFORMATION:
Using Secure Sockets Layer (SSL) technology supporting
up to 128-bit encryption to prevent unauthorized parties
from viewing any personal information transmitted to or
from Initial Underwriters Group. By limiting access to
your personal information to only those authorized parties
that have a "need to know".
By requiring all employees to pass a training course on
privacy.
If you have any questions pertaining to our privacy policy,
please contact us.
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Reliability and Security
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